Carma Automotive Group
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Additional Finance & Insurance Products

Gold Standard Automotive Network - Three In One

KEY / DENT / GLASS

Dent Repair with Hail Benefit

  • Paintless Dent Repairs (PDR) of dents and creases up to the size of a credit card.
  • Covers hail/acorn damage up to the amount of your comprehensive insurance deductible or the amount of the repair, whichever is less when the damage is repairable using
  • Dent Wizard’s Paintless Dent Repair process.
  • Factory finish remains intact.
  • Limited lifetime warranty on repairs. 

Windshield Repair

Repairs of minor chips, stars, or nicks to the windshield glass caused by propelled rocks, stones, or other debris. 

Key Protection

  • Provides for the repair or replacement of keys, key fobs, and transponders if they become lost, stolen, or damaged.
  • Provides for the replacement of up to three additional non-programmable keys on your key ring if they become lost, stolen, or damaged. 

Roadside Assistance

Emergency roadside assistance services including: towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service. 

Rental, Rideshare, Transportation Benefit

Reimbursement for rideshare, taxi, train or bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs. 

Gold Standard Automotive Network

TIRE & WHEEL

Tire Repair / Replacement

  • Whether it’s a puncture, bruise, impact break, or other road hazard damage, the cost to repair or replace your tire is covered for the program term.
  • Mounting, balancing, valve stems, and disposal for any tire and/or wheel replaced on this program. 

Wheel Replacement

The cost to replace a wheel damaged by a road hazard is covered if the wheel can no longer be balanced or maintain an airtight seal with the tire. 

Cosmetic Wheel Repair / Replacement

  • Cosmetic repair to all original equipment wheels when the normal appearance is altered by scrapes and/or minor curb rash.
  • If the covered wheels or hubcaps are not repairable, they may be replaced with like kind and quality. 

Roadside Assistance

Emergency roadside assistance services including: towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service. 

Rental, Rideshare, Transportation Benefit

Reimbursement for rideshare, taxi, train or bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs.

Gold Standard's GAP Protection Program

Protect your investment with GAP protection

For a very affordable cost, you can protect yourself against a potential financial burden, and safeguard your hard earned credit.

Just ask your dealer, lender or lessor about purchasing a GAP addendum.

GAP Protection is a simple concept. It is an agreement between you and your lender or leasing company to waive the difference between your outstanding loan or lease balance and the actual cash value of your vehicle on the date of loss (typically your primary insurance settlement.) 


ADR (Auto Deductible Reimbursement)

What happens if you’re in an accident and your vehicle is not totaled? You have to pay the deductible when your vehicle is repaired.

Gold Standard GAP includes ADR, and will reimburse your deductible to you, up to $500. (Not available in all states.) 

How GAP Works

Original Loan Amount 

$25,000

Loan Payoff (at loss of vehicle) 

$15,000

Insurance Settlement

$10,000

You still owe

$5,000

GAP Benefit

$5,000

Out-of-Pocket Expense with GAP Protection 

$0