Carma Automotive Group

2020 LINCOLN MKZ

$23,778
$19,998
Features
APPLY ONLINE
PAYMENT CALCULATOR
Please enter vehicle price
Please enter down payment
Please enter term
%
Please enter APR

Payment amount is an estimate for illustrative purposes only. This is not an advertisement or offer of credit. Estimated payment excludes taxes, title, registration, license fees, insurance, and additional options. Payment amount may differ based on cash or trade in value due at signing, term, fees, special offers, and applicable tax rate. You must apply for and qualify for credit. Not all customers will qualify. Please contact Carma Automotive Group for further information.


Equipment

BLIND-SPOT INFORMATION SYSTEM

HILL DESCENT CONTROL ADVANCETRAC
ABS (4-WHEEL) TRACTION CONTROL

POWER WINDOWS AIR CONDITIONING
POWER DOOR LOCKS ADAPTIVE CRUISE CONTROL
PUSH BUTTON START KEYLESS ENTRY
ALARM SYSTEM POWER TRUNK RELEASE

SIRIUSXM SATELLITE REVEL PREMIUM SOUND
NAVIGATION SYSTEM CD/MP3 (SINGLE DISC)
AM/FM/HD RADIO SYNC

PREMIUM WHEELS 19"+

DAYTIME RUNNING LIGHTS HID HEADLAMPS

MOON ROOF

PARK ASSIST DUAL AIR BAGS
KNEE AIR BAGS F&R HEAD CURTAIN AIR BAGS
SIDE AIR BAGS BACKUP CAMERA

HEATED SEATS DUAL POWER SEATS
COOLED SEATS LEATHER

POWER STEERING TILT & TELESCOPING WHEEL

LANE KEEPING SYSTEM REVERSE SENSING SYSTEM
Description

🛡️ CARMA CERTIFIED PRE-OWNED — INSPECTED, BACKED, AND FULLY DOCUMENTED
This 2020 Lincoln MKZ Reserve has passed our comprehensive multi-point inspection and qualifies for our Quality Plus Auto Protection Plan plus our 5-Year Maintenance Plan when purchased at our full out-the-door price. Every Carma vehicle is sold the same way: with the full story, not just a price.
Proudly serving customers with over 22,000 vehicles sold.

2020 Lincoln MKZ Reserve AWD — Quiet Luxury, With the Whole History on the Table
The MKZ Reserve is Lincoln's understated take on the midsize luxury sedan: a genuinely plush tan-leather cabin, all-wheel-drive traction, and the kind of hushed ride that makes a daily commute feel like a break. This one comes with a CARFAX we're laying out in full — a couple of items on it deserve your attention up front, not buried in the fine print, and you'll find them clearly spelled out below.

🔑 WHAT YOU'RE ACTUALLY GETTING
Passed Carma's comprehensive multi-point inspection
Pre-delivery inspection and service by our own team at Duluth Auto Service & Imports: new engine air filter, cabin air filter, oil and filter change, and a replaced weatherstrip
Additional documented work within the past year: battery, radiator fan, and two tires
Estimated $1,300+ in recent parts and labor at standard market rates (estimate — CARFAX documents the work, not the dollar figures)
Clean title — CARFAX-guaranteed no problem across salvage, junk, rebuilt, fire, flood, hail, and lemon, with no odometer title brand
Passed Georgia emissions inspection (April 2026)
Tan leather interior and the original owner's books/manuals included
Two history items — a reported accident and a CARFAX odometer note — are disclosed in full in the Vehicle History section below; please read them before you buy

💰 THE REAL VALUE
We cross-checked several independent sources. For a clean 2020 MKZ Reserve AWD at this mileage, guides span a wide band — CARFAX's history-adjusted retail is $24,030, current market average sits near $23,038, J.D. Power Retail is $23,150, and Manheim's adjusted retail reaches $25,900. We'll be straight with you: because this car has a reported accident and a CARFAX potential-odometer-rollback note (both detailed below), its real market value sits below clean-condition figures, and we price it with that in mind.
On top of the vehicle itself, you also get our $2,500 5-Year Maintenance Plan, $1,500 in included Quality Plus coverage, and roughly $1,300 in recent documented work — real value that follows the car regardless of where the market lands.
Market pricing can shift over time, and we're always happy to pull a current market pricing report for you on request — our goal is simply that you never overpay and get as much value as possible. Price is only what you pay, but value is what you get.

⚙️ FEATURES & SPECS
• 2.0L EcoBoost turbocharged inline-4
• Automatic transmission
• All-wheel drive
• Reserve trim — Lincoln's well-appointed top MKZ trim
• White exterior over light tan leather interior
• Original owner's books/manuals included

📋 VEHICLE HISTORY (FULL TRANSPARENCY)
Here's the complete picture so nothing is a surprise:
Potential odometer note (please read): CARFAX has flagged a potential odometer rollback on this vehicle. A reading of 43,000 miles was recorded in October 2025, followed by 35,981 miles the next month; the odometer currently reads about 36,096. The state title is not odometer-branded, and a discrepancy like this can come from a reporting or data-entry error — but the note is permanent on the CARFAX and the true mileage cannot be guaranteed. We're disclosing it openly and we encourage you to verify the mileage and review the CARFAX yourself.
Reported accident (December 2024): One accident is on record — the vehicle struck a curb with damage to the undercarriage, was reported as disabling damage, and was towed. Per CARFAX, the airbags did not deploy and no structural damage was reported. The car has since been serviced and passed our inspection; given this entry, we especially welcome a pre-purchase inspection (see below).
Ownership: Three owners (an initial personal lease, then two personal owners), titled in Michigan and then Florida.
Warranty status: The factory basic warranty has expired. A small amount of factory powertrain coverage may remain by time; note the mileage-based portion is affected by the odometer item above. Ask us — and Lincoln — to confirm.

We're happy to accommodate a pre-purchase inspection at a Carma-verified shop, on-site or within a 10-mile radius, prior to finalizing your purchase and once terms are agreed upon. Ask your sales consultant for details.

📞 COME SEE IT — OR HAVE IT SHIPPED TO YOU
Call or Text: (470) 492-0034
Carma Auto Group | 4189 Abbotts Bridge Rd, Duluth, GA 30096
Financing is available for a wide range of credit situations — ask about your options.
📦 Not local? We've shipped thousands of vehicles across the US and can ship direct to you at discounted rates — ask for a quote.

✅ QUALITY PLUS COVERAGE & 5-YEAR MAINTENANCE PLAN
This vehicle qualifies as one of our Dealer Certified Pre-Owned units, meaning it has passed our multi-point inspection and meets our age, condition, and mileage criteria. When purchased at our full out-the-door price, this vehicle includes Level 1 coverage under our Quality Plus Auto Protection Plan (engine, transmission, and drivetrain) at no additional cost, plus our 5-Year Maintenance Plan — 25 discounted oil changes, radiator service, AC service, engine diagnostics, and hundreds of additional discounts, with no year or mileage restrictions ($2,500 value). Coverage is honored nationwide at ASE-certified repair facilities that work with our warranty provider, so you can drive with confidence wherever the road takes you. If a price reduction or discount is applied to this vehicle, this included coverage is replaced with the option to purchase our Quality Plus Auto Protection Plan (3 months / 3,000 miles) and 5-Year Maintenance Plan at a discounted rate, available at time of sale. Customers also have the option to upgrade to additional warranty coverage, including a Lifetime Warranty upgrade, at a discounted rate — available only at the time of sale. Warranty upgrade eligibility varies by vehicle age, mileage, condition, and other factors; not all vehicles qualify. Ask your sales consultant to confirm eligibility for this specific vehicle.

We do our best to ensure accuracy in this listing but are not responsible for errors or misprints. It is the customer's responsibility to verify pricing, equipment, and vehicle condition with the dealer. Pricing subject to change without notice. All prices exclude tax, tag, title, and ETR fees.


APPLY ONLINE
PAYMENT CALCULATOR
Please enter vehicle price
Please enter down payment
Please enter term
%
Please enter APR

Payment amount is an estimate for illustrative purposes only. This is not an advertisement or offer of credit. Estimated payment excludes taxes, title, registration, license fees, insurance, and additional options. Payment amount may differ based on cash or trade in value due at signing, term, fees, special offers, and applicable tax rate. You must apply for and qualify for credit. Not all customers will qualify. Please contact Carma Automotive Group for further information.


Contact Us
All fields marked with an asterisk (*) are required
Contact Information
Please enter your First Name
Please enter your Last Name
Please enter your Phone Number
Please enter your Email Address
Phone
Email
SMS

Characters left: 1,024

Please enter your Message